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Online Baccarat
The objective of online Baccarat is to bet on the prediction of the winning hand. Either the player's hand of cards will win, or the dealer's. If both hands are equal, it's a tie.
Online Baccarat Rules
The object of online baccarat is to predict if the player's hand or the dealer's hand will get a point value closest to 9.
All ten-value cards count as zero in this game and an Ace counts for one. The hand with the highest point value wins.
The highest total any online baccarat hand can have is nine. A two-card total of nine is called a 'natural' and can never lose. An eight is the second-best hand and is also called a 'natural'. If both player and dealer are dealt identical hands, it's a tie and neither the dealer nor the player hand wins.
You do not receive any cards, or play against anyone but to predict which hand will beat the other!
The player and the dealer are each dealt a two-card hand. Following standard baccarat rules, a third card is dealt to the player and/or the dealer.
Online Baccarat Card Values
Ace = one point
Face cards and tens = zero points
All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten. The remainder is the baccarat point value of the hand. For example: 8 + 8 = 16, which counts as a 6 in baccarat. A Jack + 7= 17, which counts as 7.
Online Baccarat Third Card Rules
The following baccarat rule chart shows when the player and/or the banker will automatically be dealt a third card in the Baccarat game: If the point value of the first two cards is 8 or 9, this is called a Natural. If anyone is dealt a Natural the game ends and no third card is dealt to anyone.
Player
| Point
Value of First Two Cards |
Action
Required |
| 0-1-2-3-4-5 |
Draws a card. |
| 6-7 |
Stands. |
| 8-9 |
"Natural hand", no further
draw. |
Banker
| Point
Value of First Two Cards |
Draws
when the player's third card is: |
Does
not draw when the player's third card is: |
| 0-1-2 |
Always draws a card |
- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always stands |
- |
| 8-9 |
Player cannot draw |
Player cannot draw |
Payouts
| Winning
Wager |
Odds
Payout |
| Banker (receives 5% commission) |
1-1 |
| Player |
1-1 |
| Tie |
8-1 |
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